This Kiva 'How Kiva Works' article (Kiva) describes the crowdfunded microloan vehicle—how lending partners post borrower loans, Kiva lists them for small-dollar lenders, 100% of funds are wired to partners for disbursal, borrowers repay (96.4% average) and lenders can relend—creating amplified capital circulation and measurable social impact; included in Part 3, 'Capital in Action' under 'Our Financial Vehicles in Action' because it provides a concrete, operational example of a nontraditional capital vehicle that channels funds to underserved entrepreneurs, illustrates deployment and repayment mechanics, and demonstrates how capital can be reused to expand financial inclusion.