The Net‑Zero Banking Alliance page from the United Nations Environment Programme Finance Initiative is included because it documents how major banks are being supported to set and implement net‑zero-by‑2050 commitments and sector-specific target guidance, with publications and progress reports that show practical pathways and accountability for banks’ lending and capital‑market activities; this directly connects to the book’s chapter on bank accounts by explaining why who you bank with matters for climate outcomes, offering readers authoritative questions to pose about net‑zero commitments and fossil‑fuel financing policies and resources to evaluate a bank’s climate alignment.