PensionBee’s The Climate Plan (Part 3: Capital in Action — Chapter: Our Financial Vehicles in Action) is included because it provides a concrete example of a pension vehicle that operationalises Paris‑aligned investing: designed with State Street to follow a Paris‑Aligned Benchmark, the fossil‑fuel‑free plan targets at least a 10% annual reduction in portfolio greenhouse‑gas intensity, excludes fossil fuel producers and other harmful sectors, reallocates capital into climate solution providers across roughly 800 global companies, charges a 0.75% annual fee (halved over £100,000), and aims to capture financial opportunities from the low‑carbon transition while pursuing long‑term returns (ISIN GB00BGGK1F77).