This BlackPast.org profile of Oseola McCarty (Ross Coen) documents how a lifelong seamstress and washerwoman, living frugally, saved and ultimately donated $150,000 of her life savings to fund scholarships for Black students from southern Mississippi; her story exemplifies the chapter “Your Capital and the Power of Generosity” in PART 1: The Purposeful Investor by illustrating how deeply held values and modest personal capital —not just financial wealth but time, thrift, and moral commitment—can produce significant, targeted social impact and inspire collective support and institutional recognition.